Solutions

FinTech & Retail Technology

Modernise banking, payments and retail transactions.

Banks, financial institutions and retailers operate customer-facing transaction environments that may span ATMs and cash recyclers, POS, payment terminals, kiosks, retail systems and specialist platforms. As channels evolve, organisations need to modernise services while maintaining reliability, integration, security and operational control.

The challenge is not simply to replace devices or add new payment technology. It is to ensure that transaction and self-service solutions fit the wider operating environment and improve customer experience and operational efficiency. HMT brings together banking, payment and retail technologies around those requirements.

200+
ATMs and recyclers deployed across the region
5,000+
Payment terminals in production
60+
Retail sites running HIOPOS
500+
Signature pads in banking use

How we help

Where HMT fits in

Banking Technology

Diebold Nixdorf ATMs and cash recyclers, and an AI-enabled e-KYC robot for branch onboarding, supporting branch and self-service environments.

Payments & POS

NEXGO smart POS terminals and StepOver electronic signature pads, designed for efficient, secure customer transactions.

Retail Technology

HIOPOS retail POS, MINEW electronic shelf labels, NEXGO AF910 self-service kiosks and WEIMI smart vending machines, supporting customer experience and operational efficiency.

Specialised Retail

Wayne Fusion forecourt control and DPOS fuel transaction systems from Dover Fueling Solutions, for fuel retailers and forecourt operators.

How we work

One accountable path, end to end

1
AssessUnderstand the business need, current environment, constraints, risks and desired outcomes
2
DesignDefine the target solution, architecture, workflow and controls required around it
3
ImplementConfigure, build, integrate, test and commission the agreed solution
4
OperateSupport and monitor the environment in line with operational and service requirements
5
OptimiseReview performance and improve the solution as business and technology needs evolve

Why HMT

What sets this practice apart

Banking and retail experience

The HMT portfolio covers customer-facing and transaction technologies across financial and retail environments.

Integrated approach

HMT considers the wider operating environment rather than treating individual devices or platforms in isolation.

Technology ecosystem

The portfolio brings together specialised providers across banking, payments, retail and customer-facing technologies.

Implementation and support capability

Customers can combine international technology with HMT's implementation and support capability across its operating markets.

Technology ecosystem

Built around the customer's environment

Banking & Self-Service
e-KYC Robot
Retail & Customer Experience
Specialised Retail

Meet our leadership

Who leads this practice

KR
Keshi RamkorunFinTech Practice Leader
Dharma Basgeet
Dharma BasgeetGeneral Manager, HMT

Who we serve

Industries served

Talk to our FinTech & Retail Technology team

Contact us